Commentary on judgment no. 687/2024 of the Supreme Court (Civil Chamber) of May 14, 2024

This paper analyzes the potential breach of Article 10 of the Insurance Contract Law, specifically regarding the obligation to disclose risk in the insurance contract and the health questionnaire administered by the insurer. This breach could result in the insurer being exempt from paying the agreed-upon policy. The Supreme Court, through its jurisprudence, has established legal precedent on the scope of this provision, allowing for clarification and conclusions regarding the various scenarios in which the policyholder has breached this obligation and, consequently, whether they are entitled to the compensation stipulated in the signed policy.